If you are shopping for a new home, you are likely preparing yourself to have a 15-year or 30-year mortgage. However, your mortgage will not be your only monthly expense that you will have the entire time you live in your new home. You will also have your homeowners insurance premium, which can definitely increase your expenses each month significantly. This is why it is important to keep the costs of your insurance rate in mind when buying a new home.
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Having a comprehensive home insurance policy is a must for any home owner. These policies generally protect both the structure and contents of the home, along with some coverage that is extended to guests and workers in your house. One thing that may not be adequately covered, though, is your business. If you have a home-based business, the following guide can help you make sure you are covered.
What is generally covered by a basic home insurance policy?
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Are you considered a high risk driver, and were you told that you must get SR-22 insurance before getting your driver's license back? The reason you are required to get SR-22 insurance is because it will help with protecting other drivers financially when you are on the roads. Below, discover helpful information that can help you better understand what SR-22 insurance is all about.
What Should You Know About SR-22 Insurance?
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As a business owner, you surely understand the importance of having commercial insurance in place to protect your business. You might have thought about going and purchasing a separate policy, but it's actually a good idea to talk to someone from your personal insurance agency -- such as the one that covers your homeowners or renters insurance and your auto insurance -- about business insurance. These are the three main reasons why it's a good idea to bundle your business insurance with your private policies.
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When you operate a business in an area that experiences extreme winter weather, you have to take special precautions to keep your customers safe and your business protected. Ice, snow, and frigid temperatures can force you to temporarily close your business and also place your customers in danger. Take steps to protect your business and your clientele this year.
Smart Thermostats
You can keep your employees and customers more comfortable and save money when you install smart thermostats.
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