Home insurance is not just an addition to your financial security. It’s a necessity. But with so many options available, it can be overwhelming to choose the right kind of coverage.
What Is Home Insurance?
Home insurance is an umbrella term for insurance that covers your home and its contents. It’s a type of property insurance that protects you against damages, theft, or loss. A standard insurance policy comprises four key components: dwelling coverage, which protects the structure of your home; personal property coverage, safeguarding your belongings; liability coverage, ensuring protection against accidents or injuries on your property; and additional living expenses coverage, providing support when needed.
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